Financing Notice

Sheikh El Motors does not grant credit and does not act as a registered financial intermediary. We assist the client in organising the process and submitting the application to our partner financial institutions.

Approval depends on the bank

The final credit decision — including approval, amount, interest rate, term and balloon — is always made by the financial institution, based on its risk analysis and legal compliance (National Credit Act, POPIA and internal policies).

No promise of approval

No Sheikh El Motors consultant is authorised to promise credit approval. Any communication to that effect is not binding on the company or the banks.

Additional costs

Financing may be subject to an initiation fee, monthly service fee, asset insurance, mandatory life insurance and other fees required by law. These amounts are not included in the online simulation.

Debt review and blacklists

Clients under active debt review are generally not eligible for new credit. Negative bureau records may prevent approval.